Can I get the Amex Platinum fee waived?
How do I waive my Amex annual fee
AMEX In-app Fee Waiver:Go to your AMEX app.Select the chat icon (top right)Select Chat With Us.Type “fee waiver”You'll be connected with a Customer Service Officer to confirm the card you're requesting a waiver for.
Can you downgrade Amex Platinum to no fee
Call the retention line: You can ask Amex to waive the annual fee by calling (800) 452-3945. However, it's important to understand that this approach may…
When can I cancel Amex Platinum to avoid annual fee
If you cancel the card within 30 days after the statement containing your annual fee, you can get a full refund. Keep in mind that American Express no longer prorates annual fees if you wait until after 30 days to cancel.
Why is American Express Platinum Card fee so high
The main reason why Amex cards are so expensive is that many American Express credit cards offer generous rewards rates and high-end perks, which warrant steep annual fees.
How do I not pay annual fee for Amex Platinum
However, there are a few ways to waive the Amex Platinum annual fee if you're eligible. One way to have the fee waived in full is to qualify under the Military Lending Act or Servicemembers' Civil Relief Act. These are federal laws that provide certain protections to active duty military.
How do I cancel my Amex Platinum fee
To cancel an American Express Platinum card, call customer service at 1-800-528-4800 and ask a customer service rep to cancel your card account.
What happens if you don t pay off Amex Platinum every month
Chip Lupo, Credit Card Writer
If you don't pay Amex Platinum in full, you will be charged interest on any purchases added to a Pay Over Time balance. With Pay Over Time, you can add eligible charges to a Pay Over Time balance, up to a limit.
Does Amex Platinum waive first annual fee
Most people will need to pay the $695 annual fee on The Platinum Card® from American Express in full each year. However, there are a few ways to waive the Amex Platinum annual fee if you're eligible. One way to have the fee waived in full is to qualify under the Military Lending Act or Servicemembers' Civil Relief Act.
How do I get my annual fee waived
Contact your card issuer
The number can usually be found on the back of your card or on your monthly statement. Politely explain that you would like to have your annual fee waived. Explain your history as a reliable customer and emphasize that you would like to remain one. In the best case, they might simply say yes.
Is Amex Platinum really worth it
The Platinum Card from American Express carries a $695 annual fee, but for many travelers, the card's benefits will more than offset that charge. If you can maximize all of its annual statement credits, you're looking at nearly $1,600 in value.
Is Amex Platinum charge worth it
Is the Amex Platinum worth it The American Express Platinum Card, known for its prestigious benefits and sleek appearance, is a card worth bragging about. Between the numerous travel benefits, reputable concierge service and consumer protections, the card is worth considering if you can stomach the steep annual fee.
How do I request a waive annual fee
Call the customer service number on your statement or the back of your card, and provide identifying information like your name and account number. Then, ask if you can have a waiver for your annual fee. If this is successful, you're done.
What happens if you don t pay Amex platinum in full
If you don't pay Amex Platinum in full, you will be charged interest on any purchases added to a Pay Over Time balance. With Pay Over Time, you can add eligible charges to a Pay Over Time balance, up to a limit.
Do you have to pay Amex Platinum fee in full
You must pay in full, by the Payment Due Date, all charges that are not added to a Pay Over Time, Cash Advance, or Plan balance. We will begin charging interest on cash advances on the transaction date.
Is it bad to cancel Amex Platinum
The only short-term downside of cancelling your American Express Platinum charge card is that you are required to empty out your Membership Rewards points account. Because Amex points can be transferred to many different airline and hotel partners, they are more valuable than airline or hotel points.
Can I ask for annual fee to be waived
You could ask to speak to your credit card issuer's retention department and tell them that you want to cancel your card to avoid being charged the annual fee. If they're worried about losing your business, they may offer to waive the fee.
Does Amex refund annual fee
To get an Amex annual fee refund after closing an account, call customer service at (800) 528-4800 within 30 days to request a refund check. American Express will fully refund the annual fee if a cardholder cancels a credit card less than 30 days after the posting date of the statement on which the fee appears.
Is Amex platinum a high end card
Make no mistake — the Amex Platinum card is a premium card with a premium price tag. With amazing benefits like best-in-class airport lounge access, hotel elite status, and tremendous value in annual card credits, it can easily prove to be one of the most lucrative cards in your wallet year after year.
Is Amex platinum 100k worth it
100,000 American Express points are worth about $670 per our valuations, depending on which American Express credit card you have and what you spend the points on. You will get the best value for your American Express points when you redeem them for Travel, but there are multiple redemption options.
What salary do you need for Amex Platinum
Salary Needed for Amex Platinum Credit Card
If you make nearly $100,000 a year and have good credit, you should have no issue getting approved. But, applicants with annual incomes as low as $40,000 have also been approved if they have a low debt-to-income ratio and pay their other credit cards in full every month.