Can students with no credit get Apple Card?
Can you get the Apple credit card with no credit
If you have little or no credit, you'll need to have a credit card to start building it. But as we've seen with Apple Card, it can be a challenge to get a credit card company to approve you without a payment history. Applying for a secured credit card can be a good way to establish your credit.
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Can I apply for Apple Card as a student with no income
There is no minimum income limit you need to have. The amount is used in part to determine your available credit limit if you are approved. Check your last year's tax return.
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Why am I not eligible for Apple credit card
If any of the following conditions apply, Goldman Sachs might not be able to approve your Apple Card application. You are currently past due or have recently been past due on a debt obligation. Your checking account was closed by a bank (for example, due to repeatedly spending more than your available account balance).
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Can I get Apple Card as my first credit card
No, the Apple Card is not a good first-time credit card because it is only available to people with good credit or better. People who've never owned a credit card are unlikely to get approved unless they've built good credit through other means. There are plenty of good first-time credit cards on the market, though.
Why did Apple Card deny me
Customers must have a good credit score to be approved for the Apple Card. According to Apple, applicants with scores above 600 are likely to be accepted, while those with scores lower than 600 might not be approved.
What credit is needed for the Apple credit card
What credit score do you need for the Apple Card According to Apple, customers with a credit score lower than 600 might not be approved for the Apple Card. This means that some applicants with fair credit (scores ranging from 580 to 669) might be accepted for the Apple Card, while others might be declined.
What qualifies as a student for Apple
Higher Education – Faculty and staff of Higher Education institutions in the United States; and students attending, or accepted into a Higher Education institution in the United States are eligible to purchase. Purchases from the Apple Store for Education Individuals are not for institutional purchase or resale.
What makes you eligible for an Apple Card
To be eligible to apply for Apple Card, you must be 18 years old or older, depending on where you live. You must be a U.S. citizen or a lawful resident with a valid, physical U.S. address that's not a P.O. Box. You can also use a military address. Your device must be compatible with Apple Pay.
Does everyone get approved for an Apple credit card
Apple Card uses FICO Score 9. FICO Score 9 ranges from 300 to 850, with scores above 660 considered favorable for credit approval.
How to get approved for Apple credit card after being denied
Opt in to share additional personal data
Even if your Apple Card application is declined based on your credit or other personal financial information, you may be able to have your application reevaluated if you agree to share additional personal data with Goldman Sachs.
How much credit does Apple Card start with
The Apple Card credit limit is usually around $2,500 to start, according to forum posts, and some cardholders report limits as high as $20,000. Marcus by Goldman Sachs does not include any specific Apple Card credit limit information in the card's terms, though.
How much credit do you have to have to get an Apple Card
What credit score do you need for the Apple Card According to Apple, customers with a credit score lower than 600 might not be approved for the Apple Card. This means that some applicants with fair credit (scores ranging from 580 to 669) might be accepted for the Apple Card, while others might be declined.
What is the credit limit on the Apple Card
It does have credit limits. The limits are determined by the cardholder's credit score, credit age, and income at the time of application. Cardholders have reported credit limits as low as $50 and as high as $15,000. An Apple Card may be shared using Apple Card Family.
Does getting denied for Apple Card hurt your credit
For example, if you apply for the Apple Card, your TransUnion credit report will be accessed, according to Apple's website. This will cause an inquiry to appear on your TransUnion report (not your Equifax or Experian reports) and may result in a temporary decrease in your credit score.
Do college students get free Apple
Get a free trial of Apple Music, free access to Apple TV+, and a special student rate of $5.99/mo.
How to get Apple education discount without being a student
Apple's education pricing, which usually knocks around 10 percent off the price of most Apple products, is available to the following people:Current and newly accepted college students and their parents.Faculty and staff of all grade levels.Homeschool teachers.
What score is needed for Apple Card
660
There are multiple FICO Score versions available for lenders to use. Apple Card uses FICO Score 9. FICO Score 9 ranges from 300 to 850, with scores above 660 considered favorable for credit approval.
How likely will I get approved for Apple Card
Applicants with scores above 660 are "considered favorable for credit approval," according the Apple Card's website. In other words, those with at least a "good" score have a chance at getting the card. Apple Card's issuer, Goldman Sachs, uses the FICO Score 9 score model, which ranges from 300 to 850.
How much credit limit does Apple Card give
The Apple Card has no yearly fees, no fees for transactions, and no fees for penalties. It does have credit limits. The limits are determined by the cardholder's credit score, credit age, and income at the time of application. Cardholders have reported credit limits as low as $50 and as high as $15,000.
What’s the highest Apple Card limit
The limits are determined by the cardholder's credit score, credit age, and income at the time of application. Cardholders have reported credit limits as low as $50 and as high as $15,000. An Apple Card may be shared using Apple Card Family. It requires each person to be over 13 years old to share the card.