Can you call Amex anytime?
How do I speak to someone at AmEx
As a Card Member, you can reach us anytime through your online account at americanexpress.com. Once you're logged in, look for the "Chat" icon in the bottom corner of the "Home" screen. You can also call us at the phone number on the back of your Card.
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Does AmEx have a 5 24 rule
Does AmEx have a 5/24 rule No; in fact, the AmEx welcome bonus rules work differently than Chase.
Is there a live chat for American Express
While we implement the above security measures on this Web site, you should be aware that 100% security is not always possible on the internet. If you have any problems ordering online, please call us toll-free at 1-888-EXP-1980, Live Chat or E-Mail us anytime.
Does AmEx have a daily limit
Unlike a traditional credit card, your Card has no preset spending limit, a unique feature that gives you flexible spending capacity. * This means the amount you can spend adapts based on factors such as your purchase, payment, and credit history.
Is Amex customer service 24 hours
When we say we're here for you, we mean it. Our “office hours” never end, so you can get in touch with us 24 hours a day, 7 days a week. (Yes, you can speak with an actual human.) Our customer service representatives are here to answer your call – 24/7.
Is American Express concierge 24 hours
The Platinum Concierge service is your 24/7 travel & lifestyle service. Whether you need changes to your travel arrangements or would like to discover those places only the locals know, your Platinum Concierge is the easy way to unlock more of your Card benefits, day or night.
What is the 2 90 rule for American Express
Amex 2-in-90 rule
American Express restricts card approvals to no more than two within 90 days. You'll want to coordinate this restriction with the 1-in-5 rule to increase your odds of being approved for multiple Amex cards. Unfortunately, there are no exceptions to the Amex 2-in-90 rule.
What is the 2 30 rule
2/30 Rule. The 2/30 rule says that you can only have two applications every 30 days or else you'll automatically be rejected. If you don't have a high credit score (700+), your chances of getting approved for the Chase Sapphire Reserve® is slim. Chase usually looks for a great credit score or a banking relationship.
Is Amex support 24 hours
Our “office hours” never end, so you can get in touch with us 24 hours a day, 7 days a week. (Yes, you can speak with an actual human.) Our customer service representatives are here to answer your call – 24/7.
Is live chat customer service
Live chat support is a way for customers to have real-time, back-and-forth conversations with support agents. Using live chat software embedded on a company's website, customers can send their questions to a person who can quickly reply to them in the same small window.
How much income do you need for Amex Gold
American Express does not disclose a specific income requirement, but it must be enough to make payments on the card and to afford the $250 annual fee. Amex doesn't openly state any other Amex Gold card requirements, but there are plenty of other factors that Amex considers during the approval process.
What is the lowest credit limit for American Express
At American Express, the minimum credit limit is $1,000.
What is Amex cutoff time
What is the latest date I can schedule a payment using the Payment Centre in Online Services The last date available to schedule a payment online is your Payment Due Date before 8 PM Eastern time. Please reference your Card Account Summary Page and on your Statement for this specific date.
What is the 90 day rule for American Express
2 in 90 Rule
You can only get approved for two credit cards every 90 days. This means that if you apply for a third card within the 90-day window, you'll automatically be rejected. These rules apply to credit cards only and not charge cards, so you can apply for as many charge cards as you like.
What time is Amex concierge open
24 hours a day
To request help from the Amex Platinum concierge, all you need to do is reach out via the concierge desk (open 24 hours a day, 7 days a week). You can reach the concierge by calling the phone number on the back of your card.
How much does a 24 hour concierge cost
For many of these buildings, a concierge is required on-site 24 hours a day, 7 days a week. This means that over the course of a week, 24 hour on-site concierge services can cost management anywhere from $4000 to $6000. Over the course of a year, that's well over $200,000.
What is the 1 in 5 Amex rule
1 in 5 Rule
You can only get approved for one credit card every five days. The 1 in 5 rule doesn't affect charge cards, so you could apply for one credit card and X charge cards on the same day and be fine. Keep in mind that you'll have to manage the minimum spend requirements.
Does Amex ever raise your limit
Yes, Amex increases credit limits automatically. This might happen if you have excellent creditworthiness and make all your payments on time. Paying your balances in full each month or maintaining a low credit utilization ratio might also work in your favor.
What is the 30 2 30 rule
2/30 Rule. The 2/30 rule says that you can only have two applications every 30 days or else you'll automatically be rejected. If you don't have a high credit score (700+), your chances of getting approved for the Chase Sapphire Reserve® is slim.
Why do so many not accept American Express
The different fees often make or break a deal for a merchant. This is why many merchants, especially small businesses, don't accept American Express. American Express' interchange fee is just too high. Providers like Visa and Mastercard charge between 1.15% and 2.5%, while Amex charges merchants between 1.43% and 3.3%.