Can you get approved for Apple Card with no credit?
Is it hard to get the Apple Card with no credit
Chip Lupo, Credit Card Writer
Yes, it is hard to get the Apple Card because it requires at least good credit for approval. Unless your credit score is 700 or higher and you have a lot of income, it will be difficult for you to get approved for the Apple Card.
Does Apple approve people with no credit
What is the credit score required to get an Apple Card Apple doesn't actually approve or deny your application for an Apple Card. Goldman Sachs issues the card. Goldman Sachs considers your FICO® Score 9 as a key factor in determining whether you qualify for an Apple Card.
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Does everyone get approved for an Apple credit card
Apple Card uses FICO Score 9. FICO Score 9 ranges from 300 to 850, with scores above 660 considered favorable for credit approval.
What credit score do you need for an Apple Card
What Credit Score Do You Need for the Apple Card Applicants with scores above 660 are "considered favorable for credit approval," according the Apple Card's website. In other words, those with at least a "good" score have a chance at getting the card.
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What is the minimum income for Apple Card
There is no minimum income limit you need to have.
Why did Apple Card deny me
If any of the following conditions apply, Goldman Sachs might not be able to approve your Apple Card application. You are currently past due or have recently been past due on a debt obligation. Your checking account was closed by a bank (for example, due to repeatedly spending more than your available account balance).
Can I get Apple Card as my first credit card
No, the Apple Card is not a good first-time credit card because it is only available to people with good credit or better. People who've never owned a credit card are unlikely to get approved unless they've built good credit through other means. There are plenty of good first-time credit cards on the market, though.
Does Apple Card verify income
Goldman Sachs1 uses your credit score, your credit report (including your current debt obligations), and the income you report on your application when reviewing your Apple Card application.
Does Apple Card verify your income
Learn about the key criteria used to determine whether your Apple Card application is approved or declined. Goldman Sachs1 uses your credit score, your credit report (including your current debt obligations), and the income you report on your application when reviewing your Apple Card application.
Why i didn t get approved for Apple Card
Customers must have a good credit score to be approved for the Apple Card. According to Apple, applicants with scores above 600 are likely to be accepted, while those with scores lower than 600 might not be approved.
How much credit does Apple Card start with
The Apple Card credit limit is usually around $2,500 to start, according to forum posts, and some cardholders report limits as high as $20,000. Marcus by Goldman Sachs does not include any specific Apple Card credit limit information in the card's terms, though.
What is minimum income for Apple Card
There is no minimum income limit you need to have.
Why did my Apple Card get declined
Some possible reasons for why the transaction is declining even though the digital card still appears in the Apple wallet include: Your physical card has been temporarily locked. Your card or the transaction account has insufficient funds or limit for the transaction.
Who is eligible for Apple Card
To be eligible to apply for Apple Card, you must be 18 years old or older, depending on where you live. You must be a U.S. citizen or a lawful resident with a valid, physical U.S. address that's not a P.O. Box. You can also use a military address. Your device must be compatible with Apple Pay.
How long does Apple Card take to approve
between 7-10 business days
It can take somewhere between 7-10 business days to get approved for the Apple Credit Card. In some cases, you could get immediately approved. If you do, you'll get an offer with your initial credit limit and APR after applying. If you accept the offer, you can start using your Apple Card with Apple Pay.
Is Apple Card based on income
Learn about the key criteria used to determine whether your Apple Card application is approved or declined. Goldman Sachs1 uses your credit score, your credit report (including your current debt obligations), and the income you report on your application when reviewing your Apple Card application.
What is the minimum income for an Apple Card
There is no minimum income limit you need to have. The amount is used in part to determine your available credit limit if you are approved. Check your last year's tax return.
How much does Apple Card usually give you
Apple Card gives you unlimited 3% Daily Cash back on everything you buy at Apple — whether it's a new Mac, an iPhone case, games from the App Store, or even a service like Apple Music or Apple TV+. You also get 3% Daily Cash back on purchases you make at select merchants when you use Apple Card with Apple Pay.
Is getting an Apple Card a good idea
The Apple Card is worth it if the following things apply to you: You aren't concerned about the potential one-time hit to your credit score. Apple Pay is widely accepted as a payment option from the stores and websites you shop. You buy products from Apple, the App Store, and Apple Services.