Can you transfer other credit card balances to an Apple Card?
Can you pay Apple Card with other credit cards
Banks don't permit payment of loans (credit cards) with other credit cards. However, for a fee, you can transfer funds from a credit card to your Apple Cash account and use Apple Cash to pay your credit card payment. You can also find your Apple Card account with a debit card or bank account for free.
Can you transfer balances to other credit cards
Credit card balance transfers are typically used by consumers who want to save money by moving high-interest credit card debt to another credit card with a lower interest rate. Balance transfer credit card offers typically come with an interest-free introductory period of six to 18 months, though some are longer.
Can my wife add my credit card to her Apple Pay
You can use someone else's credit card on Apple Pay if they let you. But if they don't give you permission, it's fraud – and that is a crime. A perfectly legal way to use someone else's credit card with permission is to ask the card's owner to add you as an authorized user.
How do I transfer money from my credit card to Apple Pay
Add money to Apple CashGo to your card info: iPhone: Open the Wallet app, tap your Apple Cash card, tap the More button.Enter an amount.Tap Add, then confirm the U.S. debit or prepaid card2 that you want to use to add money, and confirm the correct billing address.Confirm with Face ID, Touch ID, or passcode.
What credit score do you need for the Apple credit card
660
There are multiple FICO Score versions available for lenders to use. Apple Card uses FICO Score 9. FICO Score 9 ranges from 300 to 850, with scores above 660 considered favorable for credit approval.
Does transferring balances hurt your credit score
Balance transfers won't hurt your credit score directly, but applying for a new card could affect your credit in both good and bad ways. As the cornerstone of a debt-reduction plan, a balance transfer can be a very smart move in the long-term.
What can be transferred on a credit card
Acceptable debts you can transfer to a credit cardCredit card debt. Consumers most commonly use balance transfer cards to transfer credit card debt.Auto loans. Most card issuers allow you to transfer auto loan debt, too.Personal loans.Student loans.Home equity loans.
Does adding credit card to Apple Pay affect credit score
If you apply for Apple Card and your application is approved, there's no impact to your credit score until you accept your offer. If you accept your offer, a hard inquiry is made. This may impact your credit score.
Is Apple Card hard to get
Yes, it is hard to get the Apple Card because it requires at least good credit for approval. Unless your credit score is 700 or higher and you have a lot of income, it will be difficult for you to get approved for the Apple Card.
Is there a downside to Apple Pay
Apple Pay requires you to disclose various personal information. Apart from the standard data like your name and address, the company will also access your transaction history—which could amount to a lot if you use it frequently.
What cards work with Apple Pay
Apple Pay supports most major credit and debit cards providers including Visa, MasterCard and American Express. Apple's Apple Card is also supported, unsurprisingly.
What is the max credit limit on Apple Card
The Apple Card has no yearly fees, no fees for transactions, and no fees for penalties. It does have credit limits. The limits are determined by the cardholder's credit score, credit age, and income at the time of application. Cardholders have reported credit limits as low as $50 and as high as $15,000.
Is Apple Card hard to get approved for
Yes, it is hard to get the Apple Card because it requires at least good credit for approval. Unless your credit score is 700 or higher and you have a lot of income, it will be difficult for you to get approved for the Apple Card.
What is the downside of a balance transfer credit card
Possible drop in credit score: A balance transfer might hurt your credit score in two ways. If the new card comes with a lower credit limit than your existing card, and if you close your existing card's account after the transfer, you may expect your credit utilization ratio to rise.
Do balance transfers build credit
In some cases, a balance transfer can positively impact your credit scores and help you pay less interest on your debts in the long run. However, repeatedly opening new credit cards and transferring balances to them can damage your credit scores in the long run.
Are balance transfers a good idea
A balance transfer credit card is an excellent way to refinance existing credit card debt, especially since credit card interest rates can go as high as 30%. By transferring your balance to a card with a 0% intro APR, you can quickly dodge mounting interest costs and give yourself repayment flexibility.
What is the highest credit limit on the Apple Card
It does have credit limits. The limits are determined by the cardholder's credit score, credit age, and income at the time of application. Cardholders have reported credit limits as low as $50 and as high as $15,000. An Apple Card may be shared using Apple Card Family.
What is the minimum income for Apple Card
There is no minimum income limit you need to have.
Is Apple Pay better than credit card
Apple Pay is designed with your security and privacy in mind, making it a simpler and more secure way to pay than using your physical credit, debit, and prepaid cards. Apple Pay uses security features built-in to the hardware and software of your device to help protect your transactions.
Why use Apple Pay instead of credit card
Apple Pay is safer than using a physical credit, debit, or prepaid card. Face ID, Touch ID, or your passcode are required for purchases on your iPhone, Apple Watch, Mac, or iPad. Your card number and identity aren't shared with merchants, and your actual card numbers aren't stored on your device or on Apple servers.