Do you get discount with Apple credit card?
Do I get a discount if I use my Apple credit card
Apple Card gives you unlimited 3% Daily Cash back on everything you buy at Apple — whether it's a new Mac, an iPhone case, games from the App Store, or even a service like Apple Music or Apple TV+. You also get 3% Daily Cash back on purchases you make at select merchants when you use Apple Card with Apple Pay.
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Is getting an Apple Card a good idea
The Apple Card is worth it if the following things apply to you: You aren't concerned about the potential one-time hit to your credit score. Apple Pay is widely accepted as a payment option from the stores and websites you shop. You buy products from Apple, the App Store, and Apple Services.
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What are the benefits of Apple Pay vs credit card
Apple Pay is safer than using a physical credit, debit, or prepaid card. Face ID, Touch ID, or your passcode are required for purchases on your iPhone, Apple Watch, Mac, or iPad. Your card number and identity aren't shared with merchants, and your actual card numbers aren't stored on your device or on Apple servers.
Is there a downside to Apple Pay
Apple Pay requires you to disclose various personal information. Apart from the standard data like your name and address, the company will also access your transaction history—which could amount to a lot if you use it frequently.
Is Apple Card a good credit card for students
Honestly as a student with minimal income you most likely will end up with their highest interest rate of 23.99%. Don't get the Apple Card just because it's Apple. You may want to look at getting a card through your local bank with a low credit limit and see if you can negotiate a better rate.
What credit score do I need for an Apple Card
660
There are multiple FICO Score versions available for lenders to use. Apple Card uses FICO Score 9. FICO Score 9 ranges from 300 to 850, with scores above 660 considered favorable for credit approval.
What is Apple Card credit limit
It does have credit limits. The limits are determined by the cardholder's credit score, credit age, and income at the time of application. Cardholders have reported credit limits as low as $50 and as high as $15,000. An Apple Card may be shared using Apple Card Family.
How many people have Apple Card
Apple Card is a credit card created by Apple Inc. and issued by Goldman Sachs, designed primarily to be used with Apple Pay on an Apple device such as an iPhone, iPad, Apple Watch, or Mac. Currently, it is available only in the United States, with 6.7 million American cardholders in early 2023.
Should I pay my Apple Card in full or monthly
Stop new interest charges by paying your monthly balance in full every month on or before the due date. To avoid being charged interest, pay your monthly balance in full every month on or before the due date. If you don't pay your monthly balance in full by your due date, interest begins to accrue.
What is the difference between Apple Pay and Apple credit card
In a nutshell, here are the differences between these three Apple offerings: Apple Pay: The system in your iPhone that makes digital payments possible. Apple Card: A digital and physical credit card. Apple Cash: Like a prepaid debit card in your Apple Wallet that allows you to send and receive money.
Why don t people use Apple Pay
Twenty-eight of the retailers surveyed by Reuters said the lack of access to customer data in Apple Pay transactions is the reason why they aren't on board with the service.
Does Apple Pay affect your credit score
Upon purchase, your Apple Pay Later loan and payment history may be reported to credit bureaus and impact your credit.
What is the highest credit limit on the Apple Card
It does have credit limits. The limits are determined by the cardholder's credit score, credit age, and income at the time of application. Cardholders have reported credit limits as low as $50 and as high as $15,000. An Apple Card may be shared using Apple Card Family.
Does everyone get approved for an Apple credit card
Apple Card uses FICO Score 9. FICO Score 9 ranges from 300 to 850, with scores above 660 considered favorable for credit approval.
How often does Apple Card increase credit limit
once every six months
The Apple Card will increase your credit limit no more than once every six months, generally. It's typical for credit cards to have a waiting period between increases. Keep in mind that your chances of getting a credit limit increase are best if you've made the last six consecutive payments for the account on time.
Is Apple Card credit increase a hard pull
Whether you get an Apple Card credit limit increase automatically or ask for one on your own, you don't have to worry about a hard credit pull. Goldman Sachs, the card's issuer, only carries out soft pulls for credit limit increase requests.
What is the max Apple Card credit limit
It does have credit limits. The limits are determined by the cardholder's credit score, credit age, and income at the time of application. Cardholders have reported credit limits as low as $50 and as high as $15,000. An Apple Card may be shared using Apple Card Family.
What is the highest possible Apple Card limit
The Apple Card credit limit is usually around $2,500 to start, according to forum posts, and some cardholders report limits as high as $20,000. Marcus by Goldman Sachs does not include any specific Apple Card credit limit information in the card's terms, though.
Will getting an Apple Card affect my credit score
If you apply for Apple Card and your application is approved, there's no impact to your credit score until you accept your offer. If you accept your offer, a hard inquiry is made. This may impact your credit score.
What is the minimum monthly payment for Apple Card
The Apple Card minimum payment is either $25 or 1% of the statement balance, plus fees, past-due amounts, and interest – whichever is higher. If your balance is less than $25, the entire amount is your minimum payment. Note that if you recently missed a payment, the issuer may add a late fee to your minimum payment.