Does anyone get Apple Card?
Is it difficult to get an Apple Card
Yes, it is hard to get the Apple Card because it requires at least good credit for approval. Unless your credit score is 700 or higher and you have a lot of income, it will be difficult for you to get approved for the Apple Card.
Does everyone get approved for an Apple credit card
Apple Card uses FICO Score 9. FICO Score 9 ranges from 300 to 850, with scores above 660 considered favorable for credit approval.
What credit score do you need for an Apple Card
What Credit Score Do You Need for the Apple Card Applicants with scores above 660 are "considered favorable for credit approval," according the Apple Card's website. In other words, those with at least a "good" score have a chance at getting the card.
Cached
Is getting an Apple Card a good idea
The Apple Card is worth it if the following things apply to you: You aren't concerned about the potential one-time hit to your credit score. Apple Pay is widely accepted as a payment option from the stores and websites you shop. You buy products from Apple, the App Store, and Apple Services.
Cached
What is the minimum income for Apple Card
There is no minimum income limit you need to have.
Does Apple Card verify income
Goldman Sachs1 uses your credit score, your credit report (including your current debt obligations), and the income you report on your application when reviewing your Apple Card application.
Can I get an Apple Card with a 630 credit score
It's possible to get approved for the Apple Card with a credit score under 670, but your chances improve as your credit score increases. And an excellent credit score doesn't guarantee your approval, other factors are considered, such as income and payment history.
How many people have the Apple Card
Apple Card is a credit card created by Apple Inc. and issued by Goldman Sachs, designed primarily to be used with Apple Pay on an Apple device such as an iPhone, iPad, Apple Watch, or Mac. Currently, it is available only in the United States, with 6.7 million American cardholders in early 2023.
Why is my Apple Card APR so high
If you see interest charges even after you paid your monthly balance in full, it's likely because you paid your prior monthly balance after the due date. You can set up scheduled payments to make sure that you always pay your monthly balance by the due date.
Is Apple Card based on income
Learn about the key criteria used to determine whether your Apple Card application is approved or declined. Goldman Sachs1 uses your credit score, your credit report (including your current debt obligations), and the income you report on your application when reviewing your Apple Card application.
What is the max credit limit for Apple Card
The Apple Card has no yearly fees, no fees for transactions, and no fees for penalties. It does have credit limits. The limits are determined by the cardholder's credit score, credit age, and income at the time of application. Cardholders have reported credit limits as low as $50 and as high as $15,000.
What is the debt to income ratio for Apple Card
Make sure all your unsecured debt obligations are less than 50% of your monthly income; Not have maxed out all of your credit cards within the last 3 months.
Can you get an Apple Card with no credit
You cannot get approved for the Apple Credit Card with no credit. This card requires at least good, or excellent credit for approval. If you don't have credit yet, you should focus on building it.
What is the highest possible Apple Card limit
The Apple Card credit limit is usually around $2,500 to start, according to forum posts, and some cardholders report limits as high as $20,000. Marcus by Goldman Sachs does not include any specific Apple Card credit limit information in the card's terms, though.
What is the highest reported Apple Card limit
The maximum Apple Cash balance you're allowed to have after verifying your identity is $20,000. If you're part of Apple Cash Family, the maximum Apple Cash balance you're allowed to have is $4,000.
Will getting an Apple Card affect my credit score
If you apply for Apple Card and your application is approved, there's no impact to your credit score until you accept your offer. If you accept your offer, a hard inquiry is made. This may impact your credit score.
Why i didn t get approved for Apple Card
You are currently past due or have recently been past due on a debt obligation. Your checking account was closed by a bank (for example, due to repeatedly spending more than your available account balance). You have two or more non-medical debt collections that are recently past due.
How much does Apple Card usually give you
Apple Card gives you unlimited 3% Daily Cash back on everything you buy at Apple — whether it's a new Mac, an iPhone case, games from the App Store, or even a service like Apple Music or Apple TV+. You also get 3% Daily Cash back on purchases you make at select merchants when you use Apple Card with Apple Pay.
What is the credit limit for 50000 salary
What will be my credit limit for a salary of ₹50,000 Typically, your credit limit is 2 or 3 times of your current salary. So, if your salary is ₹50,000, you can expect your credit limit to be anywhere between ₹1 lakh and ₹1.5 lakh.
What is the highest credit limit on the Apple Card
It does have credit limits. The limits are determined by the cardholder's credit score, credit age, and income at the time of application. Cardholders have reported credit limits as low as $50 and as high as $15,000. An Apple Card may be shared using Apple Card Family.