Does Home Depot have commercial accounts?
Does Home Depot have a commercial account
The Home Depot Commercial Account is only for business or commercial purposes. It is not for personal, family or household purposes. Citibank, N.A. (“we” or “us”) is the issuer of your account.
How to get a Home Depot commercial account
How to Get A Home Depot Commercial AccountGo to the Credit center page on the Home Depot website.Scroll down to the part written “Choose the credit card that works for you”Select the Commercial Account card and click on apply.You'll be redirected to the Citibank retail services page to start your application.
Cached
What credit score do you need for a Home Depot commercial account
640
You can apply for the Home Depot® Business Credit Card online on Home Depot's website or in your nearest Home Depot store. You'll need a credit score of at least 640 (fair credit) to be considered eligible for a new account.
Cached
How hard is it to get a Home Depot commercial credit card
You need a credit score of at least 640 for a Home Depot® Credit Card. This means you should have fair credit or higher for approval. That's the case for both the Home Depot® Credit Card and the Home Depot® Business Credit Card.
Does Home Depot Pro account cost anything
It's free, so all customers need to do is enroll in a Pro Xtra membership to see more success with every job.
Can anyone get a Pro Xtra account at Home Depot
Pro Xtra offers exclusive discounts and additional benefits, making it easy for customers to save on their purchases. Anyone is eligible to join, not just professional contractors. You can earn perks based on how much you spend.
What is Home Depot commercial
We decided it's time to put a different kind of power tool in your hands. Store mode in the home depot app gives you in-store tools made to help you get more done to guide you every step of the way.
What is the highest credit limit on a Home Depot card
$55,000
Credit Line up to $55,000
Your first step on the application is to request your loan amount, typically the amount you have estimated it will cost to complete your home project. The Home Depot Project Loan allows for loans from $2,500 to $55,000. In general, it's good practice to request only what you think you need.
How does the Home Depot commercial card work
The Pro Xtra Credit Card offers rewards and low monthly payments. Or, choose The Home Depot Commercial Account. You pay the balance in full each month, with the ability to itemize and pay by invoice, and you can issue buyer ID cards with set spending limits and detailed purchase information to key employees.
Does the Home Depot Commercial credit card have an annual fee
Fees and interest
The payment interest rates were discussed above, but it is important to note that neither credit option has an annual fee. Home Depot offers 30-day or 60-day payment terms.
Can anyone shop at Home Depot Pro
You don't need to be a professional nor have a business setup in order to join. Best of all, membership is free. To join, you can enroll online, in-app, in the store via the Pro Desk, or call Home Depot's customer service line.
Can anyone get Home Depot Pro
A: Customers can enroll online, in-app, in the store via the Pro Desk, or a call to customer service at 866-333-3551. Q: Who is eligible for a Pro Xtra Loyalty Program Member account A: Pro Xtra is a rewards program for contractors and other professionals who do business with The Home Depot.
Do I need a business for Home Depot Pro Xtra
You don't need to be a professional nor have a business setup in order to join. Best of all, membership is free. To join, you can enroll online, in-app, in the store via the Pro Desk, or call Home Depot's customer service line.
Can you join Pro Xtra without a business
Pro Xtra is Home Depot's rewards program. But don't be fooled by the "Pro" part; you don't have to be a licensed contractor to sign up. Nor do you have to own a business to qualify. (More on using your small business to uncover savings in a moment.)
Does Home Depot do charge accounts
As a pro, you can maximize your spend and manage your business more effectively with a Home Depot Credit Card, revolving or commercial account tailored to your needs. The Pro Xtra Credit Card offers rewards and low monthly payments. Or, choose The Home Depot Commercial Account.
Can you use commercial Home Depot card online
There are two disadvantages to consider with the commercial Home Depot credit options. First, unlike some retail credit card options, the credit cards can only be used for Home Depot in-store or online purchases. Second, there are no cashback rewards on purchases that are common in many other credit options.
Is $25,000 a high credit card limit
Yes, a $25,000 credit limit is good, as it is above the national average. The average credit card limit overall is around $13,000, and people who have higher limits than that typically have good to excellent credit, a high income and little to no existing debt.
What does your credit score need to be to get a credit card from Home Depot
640 or higher
A FICO® Score of at least 600 is recommended to apply for the Home Depot® Credit Card — ideally, a score of 640 or higher. Applicants who get this card usually have scores in the fair credit or good credit range. Keep in mind that credit card applications are based on a variety of factors.
What is the difference between business card and commercial card
Primarily, corporate cards are issued to large businesses with many employees, while business credit cards are designed for smaller businesses. Corporate cards generally have higher spending limits and may offer more perks than business cards due to their volume.
Who issues Home Depot business credit card
Home Depot offers what they call commercial cards through Citibank.