Does open sky check your credit?

Does open sky check your credit?

Does OpenSky do a credit check

The OpenSky® Secured Visa® Credit Card does not require a credit check, so it's possible to be approved even with bad credit. Approval isn't guaranteed, though.
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Does Open Sky affect your credit score

While many credit card issuers will check your credit scores and reports, OpenSky won't check your credit when you apply. Because you put down a deposit equal to your credit limit, there's little risk to the credit card company, therefore eliminating the requirement of a check of your credit.
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What is the credit limit for open sky

The OpenSky credit limit is the amount of your security deposit, which is $200 at a minimum. More specifically, you're required to put down at least a $200 deposit to open the account. It's also important to know that OpenSky has a $35 annual fee, which will reduce your initial available credit.

Does Open Sky require a deposit

Refundable deposit: The OpenSky Secured Visa Credit Card requires a $200 to $3,000 security deposit, and the amount of your deposit will determine your initial credit limit. Your entire deposit will be returned within 10 weeks if your account is closed and you have paid your balance.
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Can you get denied for open sky

The OpenSky Secured Visa credit card, however, doesn't check your credit when you apply. Even so, it is possible to be denied the OpenSky Visa card for other reasons. Reports to all three major credit bureaus: Your payment and utilization information will be reported monthly to Equifax, Experian, and Transunion.

Does Open Sky approve everyone

Can anyone get approved for an OpenSky credit card Anyone with a valid Social Security number is eligible to apply and be approved for an account since OpenSky doesn't pull your credit report.

Does OpenSky do a hard pull

There are fairly high approval odds for the OpenSky Secured Visa. As mentioned, there is no hard credit pull, and all you have to do is fund the account via a deposit. Everyone who is approved for the card gets the same annual percentage rate terms and credit limit range.

Does everyone get approved for OpenSky credit card

Because they don't pull your credit report, anyone with a valid Social Security number can apply and be approved. If your credit score is low or if you don't have a credit score, the OpenSky Secured Visa card could be the starting point you need to get your finances on track.

How long does open sky take to approve

24-48 hours

Applications are usually processed within 24-48 hours. If your application is approved you will receive an email letting you know. After application approval, receipt, and processing of your security deposit your credit card is made and then mailed to you. This can take up to 12-14 business days.

How much is the security deposit for OpenSky

$200

$200 minimum security deposit

At $200, OpenSky's required security deposit is lower than that of most secured cards.

What credit bureau does open sky use

How often does OpenSky report to credit bureaus OpenSky reports to all 3 major credit bureaus (Experian, TransUnion, and Equifax) each month on the billing date.

How much do you need to deposit for Open Sky credit card

Build credit in four steps

Get started with a minimum deposit the OpenSky secured Visa Credit card's minimum is $200 and up to $3,000 (subject to approval). The OpenSky Plus card's minimum security deposit is $300 and up to $3,000 (subject to approval). From takeout to streaming, every purchase helps you build credit.

What is the cash advance limit for OpenSky

Cash advance limits: Cash advance amounts may not be less than $20 and the outstanding balance of cash advances cannot exceed 50% of your credit limit.