How does TJ Maxx credit card work?
How does the TJX credit card work
How the TJX Rewards Credit Card works. After being accepted for a TJX Rewards Credit Card, shoppers receive 5 points for each dollar spent at TJ Maxx, Marshalls, HomeGoods and Sierra Trading Post. When certain thresholds are met, rewards are paid out in certificates for customers to redeem.
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Can I use my TJ Maxx card as a regular credit card
The TJX Rewards Platinum card and TJX Rewards World card can be used anywhere Mastercard is accepted. The TJX Rewards card can only be used within the TJX Family. This includes T.J. Maxx, Marshalls, Home Goods, Homesense, Sierra Trading Post, and online at tjmaxx.com and sierratradingpost.com.
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How high is the limit on TJ Maxx card
T.J. Maxx credit cards often have low credit limits, and many cardholders start with a credit limit of $200. There is the possibility of receiving a higher credit limit depending on your creditworthiness.
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How do you pay off your TJ Maxx credit card
The easiest way to pay your TJX Credit Card is online. Alternatively, you can make a payment over the phone at (800) 952-6133 or via mail. You cannot pay your credit card bill at a T.J. Maxx store.
What is the minimum payment on a TJX card
The TJX Credit Card's minimum payment is $25 or 1% of your balance plus any past due amounts, late fees, and interest – whichever is greater. You can keep your account in good standing by always paying your monthly minimum before your due date.
How do I know when to pay my TJ Maxx credit card
The due date for the TJX Credit Card is 23 days after the close of your billing cycle. Since everyone's billing cycle starts and ends on different days, each cardholder's due date will be different. You can find yours on your statement.
How much credit do you need for a TJ Maxx credit card
620 or above
You need fair credit to get approved for the TJX credit card, which means a credit score of 620 or above. Your credit score won't be the only factor taken into account, however, so this is only a guideline.
Is it hard to get approved for a TJ Maxx credit card
Yes, the TJX Store Card will do a hard pull. You will need a credit score of at least 640 to get it, which is on par with what most store cards require. There is no way to pre-qualify for the TJX Store Card.
Is it hard to get approved for a TJX card
Yes, the TJX Store Card will do a hard pull. You will need a credit score of at least 640 to get it, which is on par with what most store cards require. There is no way to pre-qualify for the TJX Store Card.
What credit score do I need to get a T.J. Maxx card
620 or above
You need fair credit to get approved for the TJX credit card, which means a credit score of 620 or above. Your credit score won't be the only factor taken into account, however, so this is only a guideline.
What is the minimum payment for TJX credit card
The TJX Credit Card's minimum payment is $25 or 1% of your balance plus any past due amounts, late fees, and interest – whichever is greater. You can keep your account in good standing by always paying your monthly minimum before your due date.
How long do I have to pay my TJ Maxx credit card
The due date for the TJX Credit Card is 23 days after the close of your billing cycle. Since everyone's billing cycle starts and ends on different days, each cardholder's due date will be different.
What is the minimum payment on a credit card with $2000
What is the minimum payment on a $2,000 credit card balance
| Issuer | Standard Minimum Payment |
|---|---|
| Capital One | $25 |
| Chase | $35 |
| Citibank | $30 |
| Credit One | $100 |
How much of $1 500 credit card limit should I use
You should aim to use no more than 30% of your credit limit at any given time. Allowing your credit utilization ratio to rise above this may result in a temporary dip in your score.
What credit score does TJ Maxx require
620 or above
You need fair credit to get approved for the TJX credit card, which means a credit score of 620 or above.
What is the minimum payment on a TJ Maxx card
The TJX Credit Card's minimum payment is $25 or 1% of your balance plus any past due amounts, late fees, and interest – whichever is greater. You can keep your account in good standing by always paying your monthly minimum before your due date.
Does applying for a TJ Maxx card hurt your credit
Why TJXRewards/SYNCB Might Hurt Credit Scores One of the reasons why TJXRewards/SYNCB might be hurting your credit score is that you have too many hard credit card inquiries. A maximum of two hard inquiries might do a little hurting on your credit score.
What is the minimum payment on a $1000 credit card balance
Method 1: Percent of the Balance + Finance Charge
1 So, for example, 1% of your balance plus the interest that has accrued. Let's say your balance is $1,000 and your annual percentage rate (APR) is 24%. Your minimum payment would be 1%—$10—plus your monthly finance charge—$20—for a total minimum payment of $30.
What is the minimum payment on a $2000 credit card balance
$20
The minimum payment on a $2,000 credit card balance is at least $20, plus any fees, interest, and past-due amounts, if applicable. If you were late making a payment for the previous billing period, the credit card company may also add a late fee on top of your standard minimum payment.
How much should I use on a 250 credit card
You can see that the lower your credit limit, the less you can spend and still keep an ideal credit utilization rate. For example, on a credit card with a $250 limit, you should really only put about $25 to $75 on it each month for a good credit card utilization rate.