How trustworthy is NerdWallet?
Is NerdWallet a reputable website
Yes, NerdWallet is a legitimate public company that was founded in 2009 by Jacob Gibson and Tim Chen.
Does NerdWallet hurt your credit score
Checking your credit score on NerdWallet only prompts a soft inquiry on your credit report – not a hard inquiry – and will never impact your score in any way, no matter how often you check it.
Is it safe to link my bank account to NerdWallet
We take our responsibility to protect your confidential information seriously, using 128-bit encryption to protect your data. You can learn about NerdWallet's security practices here.
Does NerdWallet sell your info
Personal Information We Collect, Disclose for a Business Purpose, and Sell. We collect the categories of personal information about California consumers identified in the chart below and use and disclose to third parties this information for business or commercial purposes.
Why does NerdWallet need my Social security number
For example, we may ask for your Social Security number, or a portion of it, to verify your identity in connection with services that enable you to see your current credit score or other financial information.
What is better than NerdWallet
The best alternatives to NerdWallet are Paperform, Wanted, and Ramp. If these 3 options don't work for you, we've listed over 20 alternatives below.
Is there a monthly fee for NerdWallet
Best of all, it's free. See all your savings, credit cards, and investments together in one place. With everything connected, you'll get timely nerdy insights so you can be sure you're making the right financial decisions for you.
Does NerdWallet charge a fee
NerdWallet is entirely free for our account holders. So how do we make money Our partners compensate us.
Why does NerdWallet need my Social Security number
For example, we may ask for your Social Security number, or a portion of it, to verify your identity in connection with services that enable you to see your current credit score or other financial information.
Is NerdWallet safe and free
Yup, it's 100% free. You can sign in to NerdWallet anytime to see your free credit score, your free credit report info and more. NerdWallet only pulls your credit score with your permission. How can I do my part to keep my account information safe on NerdWallet
Is NerdWallet safe and secure
How does NerdWallet protect my personal information We use industry-standard security controls, such as cryptography, to protect your personally identifying information. And our partners Yodlee, TransUnion, and Plaid do the same.
Is NerdWallet better than credit Karma
Credit Karma is likely the best option for you if your primary concern is managing or improving your credit score. If your primary concern is budgeting and finance tracking, NerdWallet is likely the better choice.
Is NerdWallet really free
Anyone can access NerdWallet's articles, money management advice, and calculators. However, the only way to get the full benefit of NerdWallet is to create a free account and connect all your finances.
What is the difference between credit karma and NerdWallet
Credit Karma is likely the best option for you if your primary concern is managing or improving your credit score. If your primary concern is budgeting and finance tracking, NerdWallet is likely the better choice.
Is NerdWallet better than Credit Karma
Credit Karma is likely the best option for you if your primary concern is managing or improving your credit score. If your primary concern is budgeting and finance tracking, NerdWallet is likely the better choice.
Should I link my accounts to NerdWallet
Why do you need my bank's username and password Linking your bank accounts to NerdWallet's dashboard not only allows you to see all your accounts in one place and transfer money between them, but it also helps us provide the best, most personalized recommendations for you.
Why should I use NerdWallet
NerdWallet lets you link to a variety of financial accounts including checking, savings, investments, and credit card/loans so you can see the details of what's happening in those accounts.
What FICO score does NerdWallet use
VantageScore 3.0®
When you sign up for a NerdWallet account, you get your free credit score and free credit report, updated weekly. NerdWallet provides your VantageScore 3.0® using data provided by the TransUnion® credit reporting bureau.
What website has the most accurate FICO score
Generally, Credit Karma is the overall best site in terms of getting free credit scores and free credit reports. It provides free weekly scores and reports from Transunion and Equifax that are available without having to provide your credit card first.
What credit score does NerdWallet use
The two types of credit scores most commonly used in credit decisions are the FICO score and its competitor, VantageScore®. NerdWallet partners with TransUnion® to present your credit report and a VantageScore® 3.0.