Is credit Surge legit?

Is credit Surge legit?

What is credit surge

Our Verdict. The Surge® Platinum Mastercard® issued by Celtic Bank and serviced by Continental Finance, is an unsecured credit card targeted to those with limited or poor credit. The card charges an annual fee with a starting credit limit of at least $300 with a potential increase in as little as six months.
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What is the credit limit for surge

$300 to $1,000

The initial credit limit for the Surge Mastercard ranges from $300 to $1,000. After six months of on-time payments, you can double your credit limit.
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What credit score do you need for a surge credit card

The Surge® Platinum Mastercard® is for consumers who don't have perfect credit. It requires a minimum credit score of 500. This is a poor FICO score, good enough for only a handful of unsecured credit cards. If your score is below 500, consider a secured card instead.

What bank owns Surge credit card

Celtic Bank

Surge® Platinum Mastercard® Overview

The Surge Platinum Mastercard, issued by Celtic Bank, is designed for people with a bad credit history or none at all who want to build or rebuild their credit without tying money up in a hefty security deposit.
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Does surge do a hard credit pull

For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company. Yes, the Surge Credit Card does a hard pull on your credit.

What is the maximum credit limit for Surge Mastercard

between $300 – $1,000

Free access to your Vantage 3.0 score from Experian (When you sign up for e-statements) All credit types welcome to apply. Card offers are for an authentic Mastercard with a Credit Limit between $300 – $1,000 (subject to available credit)

How long does it take to get surge credit card

After you apply for credit and are approved it is a very fast process to get your brand new credit card. If you're approved, your new Surge credit card and welcome materials containing important Surge card info will be mailed within (3) business days.

Can I get a credit card with a 526 credit score

The best type of credit card for a 526 credit score is a secured credit card. Secured cards give people with bad credit high approval odds and have low fees because cardholders are required to place a refundable security deposit.

How easy is it to get a surge card

The main Surge Credit Card approval requirements are that an applicant must be at least 18 years old with a valid Social Security number or Individual Taxpayer Identification number. Applicants must also have a physical U.S. address, enough income to make monthly minimum payments.

How long does it take to receive surge credit card

It takes 7-10 business days to get a replacement for your Surge Credit Card. Unfortunately, there is no option to expedite the delivery at the moment. If your replacement card doesn't arrive after 10 business days, then call customer service at at (866) 449-4514.

Does surge credit card help build credit

Your Surge credit card account can help you rebuild or improve your credit score when you make your payments on-time and you keep your balance under your credit limit.

What is the easiest card to get with bad credit

Best Credit Cards For Bad CreditNavy FCU nRewards® Secured Credit Card * [ jump to details ]Tomo Credit Card * [ jump to details ]OpenSky® Secured Visa® Credit Card.Discover it® Secured Credit Card.Credit One Bank® Platinum Visa® for Rebuilding Credit *Bank of America® Customized Cash Rewards Secured Credit Card *

What credit card can I get with a 550 to 600 credit score

Capital One Platinum Secured Credit Card

The is an excellent secured credit card for people with 550-600 credit scores largely because of its low minimum opening security deposit. A $49 security deposit will instantly grant a $200 credit line.

Can I use my surge card before it arrives

Only after activation will you be able to use it for purchases. Your new Surge Credit Card should be delivered within 7-10 business days of your approval.

Can I get a credit card with a 524 credit score

It is 176 points away from being a “good” credit score, which many people use as a benchmark, and 116 points from being “fair.” A 524 credit score won't knock any lenders' socks off, but it shouldn't completely prevent you from being approved for a credit card or loan, either.

Can I get a credit card with a 552 credit score

With an 552 credit score, you're unlikely to get approved for a traditional credit card. Credit cards are unsecured forms of debt, so banks tend to be a bit more cautious compared to loans backed by specific assets, like mortgages and auto loans.

How long does it take to go from 550 to 750 credit score

How Long Does It Take to Fix Credit The good news is that when your score is low, each positive change you make is likely to have a significant impact. For instance, going from a poor credit score of around 500 to a fair credit score (in the 580-669 range) takes around 12 to 18 months of responsible credit use.

How to get a 700 credit score from 500 to 700

Pay all your dues on time and in full if you wish to increase your credit score from 500 to 700. Missing a repayment or failing to repay the debt will significantly impact your credit score.

How long does it take to get surge credit card after approval

After you apply for credit and are approved it is a very fast process to get your brand new credit card. If you're approved, your new Surge credit card and welcome materials containing important Surge card info will be mailed within (3) business days.

How bad is a credit score of 580

Your score falls within the range of scores, from 580 to 669, considered Fair. A 580 FICO® Score is below the average credit score. Some lenders see consumers with scores in the Fair range as having unfavorable credit, and may decline their credit applications.