Is QuickCredit com real?
What is Quickcredit
Quick Credit is a subsidiary of Southern Management Corporation (SMC) which is a leading small loan consumer finance company and is among the largest companies offering such services in the U.S.
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How do you qualify for Quickcredit
Customer must maintain a minimum monthly lodgement of N20,000 or earn a minimum net monthly salary of N10,000.Customer must not have any history of dud cheques.Customer must have satisfactory credit reports.Customer must not have any unpaid obligations.
Does quick credit do a hard pull
Yes, Quick Credit does a hard pull for most applicants when they apply for a loan. This credit report inquiry will likely drop your credit score by about 5 to 10 points, but you'll be able to get back on track with a few months of on-time payments.
How long does it take quick credit to approve a loan
Getting loans just got easier
Fill out our brief application form with your information and we'll review your application within Five (5) minutes. Once approved, funds are typically received within 5 minutes.
How to repay QuickCredit loan
How to pay backDial *737*0# on your phone.Select option 4 (Repayment)Select option 2 (Close Credit)Enter PIN to liquidate credit.
Does Quick credit do credit checks
When you complete and submit an application for a Quick Credit loan, a credit report will be pulled for most applicants.
How to borrow money without credit
Here are some options to explore if you're looking for a no-credit loan.No-credit-check loans. Some lenders may offer loans without checking your credit.Online payday advances.Payday alternative loans.Get a co-signer.Apply for a secured credit card.Apply for a credit-builder loan.Apply for a secured loan.
How many points does a hard pull drop your credit score
five points
How does a hard inquiry affect credit While a hard inquiry does impact your credit scores, it typically only causes them to drop by about five points, according to credit-scoring company FICO®. And if you have a good credit history, the impact may be even less.
Do quick loans hurt your credit
Cash advances can impact credit scores like any other loan. While they don't inherently hurt your credit score, they can lead to future credit issues. For example, using too much of your available credit or paying your cash advance back late can ding your credit score.
What happens if you don’t pay quick loans
The payday lender might send your loan to collections. Then there will be more fees and costs. If you do not pay the debt while it is in collections, the collection agency might try to sue you to get what you owe. To avoid collection actions, try talking to the manager of the store where you got the payday loan.
How do I check my quick credit loan balance
USSD code *737*51*51# (Check out other USSD code for loans in Nigeria)
Can you get a personal loan with a credit score of 500
Yes, you can get a personal loan with a credit score of 500 if you have a steady source of income, but your choices are very limited. The best way to get a personal loan with a 500 credit score is to start by checking to see if you pre-qualify for loans from major lenders.
Who owns quick credit
Richard Nii Armah Quaye is a Ghanaian entrepreneur, founder, chief executive officer and board chairman of Quick Angels Limited and also Quick Credit and Investment Micro-credit Limited. He is claimed to be the first angel investor in Ghana.
What are the easiest loans to get approved for
The easiest loans to get approved for are payday loans, car title loans, pawnshop loans and personal loans with no credit check. These types of loans offer quick funding and have minimal requirements, so they're available to people with bad credit. They're also very expensive in most cases.
How do I borrow money instantly
Fastest Ways to Borrow MoneyPersonal Loan From an Online Lender.Credit Card Purchase.Home Equity Line of Credit (HELOC)Cash Advance.Loan From a Friend or Family Member.Retirement Account.Loan App.Pawn Shop Loan.
How to get 800 credit score in 45 days
Here are 10 ways to increase your credit score by 100 points – most often this can be done within 45 days.Check your credit report.Pay your bills on time.Pay off any collections.Get caught up on past-due bills.Keep balances low on your credit cards.Pay off debt rather than continually transferring it.
How can a credit score drop 100 points in a month
New credit applications
In the FICOscoring model, each hard inquiry — when a creditor checks your credit report before approving or denying credit — can cost you up to five points on your credit score. So, if you apply for more than 20 credit cards in one month, you could see a 100-point credit score drop.
What is the lowest credit score to borrow
Generally, borrowers need a credit score of at least 610 to 640 to even qualify for a personal loan.
What are the cons of quick loans
Time constraints. Besides the high interest rates of payday loans, time constraints also become an issue. Some financial institutions offer repayment periods of up to 12 months, but often, fast payment solutions are paid off immediately, which makes it difficult for some borrowers.
Do unpaid loans go away
A debt doesn't generally expire or disappear until its paid, but in many states, there may be a time limit on how long creditors or debt collectors can use legal action to collect a debt.