Is Sezzle better than affirm?
Is there a downside to using Sezzle
You can opt to pay via prepaid card, credit card or even a debit card, but Sezzle charges a $5 fee per payment for these methods. It also has a strict late payment policy: If your payment is late by two days, Sezzle will deactivate your account until you make the late payment plus a $15 reactivation fee.
What is the pros and cons of Sezzle
Advertiser Disclosure
| Pros | Cons |
|---|---|
| No interest on purchases | Fees for failed or rescheduled payments |
| No hard credit check | Lower limits for first-time shoppers |
| Simple, transparent payment plan | Must contact merchant for refunds |
Apr 15, 2023
What is the highest limit on Sezzle
$2,500
Once you make on-time payments and prove that you are a responsible borrower, Sezzle can choose to raise your credit limit up to the full $2,500.
Does everyone get approved for Sezzle
Sezzle is committed to financially empowering shoppers by supporting responsible spending. Therefore, our system does not approve 100% of orders. Your order may be declined, even if the order amount is less than your estimated spending limit, as Sezzle considers various factors during the approval process.
Does Sezzle help build credit
One of the many benefits of Sezzle is the ability to build your credit! When you upgrade to Sezzle Up, you consent to having us report your Sezzle payment history on your behalf. By making your payments on time, you can increase your credit score, whereas missed payments may adversely impact your credit score.
What credit score do I need for Sezzle
Sezzle doesn't need you to have a minimum credit score, and you don't even need a credit card to open an account. If you're thinking about financing your next purchase, consider Sezzle as your financing partner. You get interest-free loans with easy repayment terms.
What is the minimum credit score for Sezzle
There are no minimum credit score requirements, so qualifying is simple. It's also free to upgrade to a Sezzle Up account. After you make your first installment payment on time, you'll qualify for Sezzle Up. Sezzle Up reports payments at the end of every month.
Does Sezzle increase credit score
One of the many benefits of Sezzle is the ability to build your credit! When you upgrade to Sezzle Up, you consent to having us report your Sezzle payment history on your behalf. By making your payments on time, you can increase your credit score, whereas missed payments may adversely impact your credit score.
How much will Sezzle approve you for
Sezzle sets a credit limit for each customer that will buy from your store. First-time users typically have a set range of $50 to $200. Customers with good repayment history may request an increase in their credit limit with Sezzle.
What is the average Sezzle limit
Sezzle sets a credit limit for each customer that will buy from your store. First-time users typically have a set range of $50 to $200. Customers with good repayment history may request an increase in their credit limit with Sezzle.