Is the Freedom Flex card good?
Is Chase Freedom Flex card hard to get
Yes, the Chase Freedom Flex℠ is hard to get because it requires at least a good credit score for approval. This means that applicants need a credit score of around 700+ to have decent odds of getting approved for Chase Freedom Flex.
What’s the credit limit on Chase Freedom Flex
The Chase Freedom Flex credit limit is $500 or more. Everyone who gets approved for Chase Freedom Flex is guaranteed a credit limit of at least $500, and especially creditworthy cardholders could get limits a lot higher than that.
Is the freedom flex a beginner card
Look no further than the Chase Freedom Flex℠, a solid Chase travel card for beginners that offers up to 5% in bonus reward categories that change every three months.
What credit score do you need for freedom Flex
670 or higher
You'll need a good to excellent credit score (a FICO score of 670 or higher) to qualify for the Freedom Flex. Luckily, you can check if you prequalify for the Freedom Flex and a selection of other Chase cards via the issuer's website or Bankrate's CardMatch tool.
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What is the 5 24 rule for Chase Freedom Flex
Chase's 5/24 rule means that you can't be approved for most Chase cards if you've opened five or more personal credit cards (from any card issuer) within the past 24 months.
What’s the easiest Chase card to get
Chase Freedom® Student credit card
Chase has one good starter credit card, the Chase Freedom® Student credit card, but it's only available to students. It offers 1% cash back on purchases plus a $50 bonus after your first purchase and a $20 good standing reward after every account anniversary.
What is the highest Chase credit card limit
Highest “Overall” Credit Limit: $500,000
The winners of the nosebleed award for the highest credit limit among cards for mere mortals are these twins: Chase Sapphire Preferred® Card and Chase Sapphire Reserve®, with annual fees in the mid-triple digits and high-double digits, respectively.
Who gets approved for Chase Freedom Flex
Are you eligible for the Chase Freedom Flex℠ If you have good credit — a FICO score of 690 or higher — you're likely eligible. That is, as long as you aren't afoul of Chase's "5/24 rule." Chase limits the number of new personal credit cards you can open in a rolling 24-month window.
Why did I get declined for Chase Freedom Flex
Even if your credit score is above 700, you may be denied a Freedom Flex card for other reasons. Credit card issuers like Chase not only look at credit scores, but also the number of accounts you've recently opened in the last 12 to 24 months, your annual income and monthly payments like rent or other bills.
Is freedom flex a metal card
There's no functional difference between a plastic card like the Chase Freedom Flex Card and a metal credit card, though, so don't dismiss the Chase Freedom Flex Card just because it isn't metal. If you like the card's terms and benefits, you should still consider applying.
Why did I not get approved for Chase Freedom Flex
Even if your credit score is above 700, you may be denied a Freedom Flex card for other reasons. Credit card issuers like Chase not only look at credit scores, but also the number of accounts you've recently opened in the last 12 to 24 months, your annual income and monthly payments like rent or other bills.
Does freedom flex increase credit limit
Chase Freedom Flex Automatic Credit Limit Increases
Chase periodically evaluates customers' accounts to see if they're eligible for an increase. This process uses a soft pull, so it won't hurt your credit. But if you don't want to wait around for an increase that's not guaranteed, you can just make a request yourself.
How many credit cards is too many to have open
It's generally recommended that you have two to three credit card accounts at a time, in addition to other types of credit. Remember that your total available credit and your debt to credit ratio can impact your credit scores. If you have more than three credit cards, it may be hard to keep track of monthly payments.
How do I build credit on Chase Freedom Flex
How to build credit for beginnersApply for a secured credit card.Become an authorized user on a credit card whose owner has a good credit score.Get a store credit card with a small limit.Find someone who will be a co-signer with you on a regular credit card.
Which Chase card is hardest to get
Chase Sapphire Reserve®
The hardest Chase credit card to get is Chase Sapphire Reserve® because it requires a credit score of at least 750 for high chances of approval. This means you need to have excellent credit to get the Chase Sapphire Reserve card, along with plenty of income.
Which Chase card has the highest limit
Chase Sapphire Preferred® Card
Highest “Points” Credit Limit: $500,000
The cards with the highest overall credit limits, Chase Sapphire Reserve® and Chase Sapphire Preferred® Card, are points cards, so they win this category as well.
What is the credit limit for 50000 salary
What will be my credit limit for a salary of ₹50,000 Typically, your credit limit is 2 or 3 times of your current salary. So, if your salary is ₹50,000, you can expect your credit limit to be anywhere between ₹1 lakh and ₹1.5 lakh.
What credit limit can I get with a 700 credit score
What credit score is needed to get a high-limit credit card
| VantageScore 3.0 credit score range | Average credit card limit |
|---|---|
| 300–640 | $3,481.02 |
| 640–700 | $4,735.10 |
| 700–750 | $5,968.01 |
| 750+ | $8,954.33 |
Feb 15, 2023
Why is it so hard to get a Chase Freedom card
The Chase Freedom Unlimited card is fairly hard to get because you need good to excellent credit to qualify for it, which is a credit score of 700 or better. Applicants for Chase Freedom Unlimited will also need an annual income that demonstrates an ability to make at least the card's minimum payment every month.
Is the freedom flex a world elite card
Interest rate: 0% intro APR on Balance Transfers for 15 months, and then the ongoing APR of 19.99%-28.74% Variable APR. Foreign transaction fee: 3%. Other benefits: The Chase Freedom Flex is a World Elite Mastercard, meaning you'll get perks like: Cell phone insurance.