Is the TJ Maxx card a credit card?

Is the TJ Maxx card a credit card?

How does a TJ Maxx credit card work

How the TJX Rewards Credit Card works. After being accepted for a TJX Rewards Credit Card, shoppers receive 5 points for each dollar spent at TJ Maxx, Marshalls, HomeGoods and Sierra Trading Post. When certain thresholds are met, rewards are paid out in certificates for customers to redeem.
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Does TJ Maxx credit card build credit

High interest rates on a TJ Maxx card

Like most store cards, the TJ Maxx credit card comes with a high interest rate. Using the card wisely can help establish credit history and prevent the likelihood of having to pay an astronomical final price.
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Can you get a TJ Maxx card with no credit

You need fair credit to get approved for the TJX credit card, which means a credit score of 620 or above.

What is the credit limit on a TJ Maxx card

Maxx credit card T.J. Maxx credit cards often have low credit limits, and many cardholders start with a credit limit of $200. There is the possibility of receiving a higher credit limit depending on your creditworthiness.
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What type of credit card is TJ Maxx

The TJX Rewards® Platinum Mastercard is issued by Synchrony Bank pursuant to a license by Mastercard International Incorporated.

What is the minimum payment for TJX credit card

The TJX Credit Card's minimum payment is $25 or 1% of your balance plus any past due amounts, late fees, and interest – whichever is greater. You can keep your account in good standing by always paying your monthly minimum before your due date.

Can you use a T.J. maxx credit card at Target

Maxx Credit Card online or at other stores Your TJX Rewards Credit Card is a store card and can only be used at T.J. Maxx and partnered brands such as Marshalls and HomeGoods. If you qualify for the TJX Rewards Platinum Mastercard, you can use it to make purchases online and anywhere that accepts Mastercard.

Can I use my TJ Maxx credit card at an ATM

You can get a TJX cash advance at any ATM that display the Mastercard logo (virtually all ATMs). Just make sure you have your cash advance PIN.

How much of my 500 dollar limit should I spend on my credit card

You should aim to use no more than 30% of your credit limit at any given time. Allowing your credit utilization ratio to rise above this may result in a temporary dip in your score.

What type of credit card is T.J. Maxx

The TJX Rewards® Platinum Mastercard is issued by Synchrony Bank pursuant to a license by Mastercard International Incorporated.

Can I use my TJ Maxx credit card at Target

Maxx Credit Card online or at other stores Your TJX Rewards Credit Card is a store card and can only be used at T.J. Maxx and partnered brands such as Marshalls and HomeGoods. If you qualify for the TJX Rewards Platinum Mastercard, you can use it to make purchases online and anywhere that accepts Mastercard.

Can I use my TJ Maxx Mastercard at Walmart

No, you cannot use your TJX Store Card card everywhere you want, as you can only use it for purchases at TJ Maxx brands. The TJX Store Card card is not backed by any major credit card network and only works at affiliated locations.

What is the minimum payment on a $2000 credit card balance

$20

The minimum payment on a $2,000 credit card balance is at least $20, plus any fees, interest, and past-due amounts, if applicable. If you were late making a payment for the previous billing period, the credit card company may also add a late fee on top of your standard minimum payment.

What is the minimum payment on a $1000 credit card balance

Method 1: Percent of the Balance + Finance Charge

1 So, for example, 1% of your balance plus the interest that has accrued. Let's say your balance is $1,000 and your annual percentage rate (APR) is 24%. Your minimum payment would be 1%—$10—plus your monthly finance charge—$20—for a total minimum payment of $30.

How do I pay off my TJ Maxx credit card

The easiest way to pay your TJX Credit Card is online. Alternatively, you can make a payment over the phone at (800) 952-6133 or via mail. You cannot pay your credit card bill at a T.J. Maxx store.

What can I use my T.J. Maxx credit card for

This card can be used for purchases at T.J. Maxx, Marshalls, HomeGoods, Sierra and Homesense locations. Customers who qualify will receive the TJX Rewards Mastercard Platinum, which can be used anywhere that Mastercard is accepted.

How much should I spend on my credit card if my limit is $2000

What is a good credit utilization ratio According to the Consumer Financial Protection Bureau, experts recommend keeping your credit utilization below 30% of your available credit. So if your only line of credit is a credit card with a $2,000 limit, that would mean keeping your balance below $600.

How much of a $1,500 credit limit should I use

NerdWallet suggests using no more than 30% of your limits, and less is better. Charging too much on your cards, especially if you max them out, is associated with being a higher credit risk.

What can I use my TJ Maxx credit card for

This card can be used for purchases at T.J. Maxx, Marshalls, HomeGoods, Sierra and Homesense locations. Customers who qualify will receive the TJX Rewards Mastercard Platinum, which can be used anywhere that Mastercard is accepted.

Can I use my T.J. Maxx card at Target

Must be used at T.J. Maxx stores (and related brands) One drawback of just about any store credit card is that you can often only use it to make purchases with that one brand.