Is there anything else like CareCredit?
What’s another credit card like CareCredit
Medical Credit Card Comparison
| Card Name | Type of Expenses |
|---|---|
| CareCredit | Cosmetic Dentistry Hearing LASIK & Vision Veterinary Other Specialties |
| MedKey | Health Care Emergency Services Optical Health Care Prosthetics & Orthotics Surgical Physical Therapy Other |
| AccessOne MedCard | General Health Care |
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What credit score is needed for CareCredit
640 or better
The credit score you need for the CareCredit Credit Card is 640 or better. That means people with at least fair credit have a shot at getting approved for this card.
What happens if you don’t qualify for CareCredit
Call (877) 295-2080 to talk to a representative and ask for a reconsideration. If they won't change their decision about your denial, consider becoming an authorized user on someone else's account. And as an alternative, you can apply for a secured credit card that offers better approval odds.
Why would you get denied CareCredit
If you're considered high-risk, you may be denied credit entirely or you may be offered a loan with a very high interest rate. If you have good credit and present a low risk, the lender may decide that you should be approved and may offer you their most competitive rates.
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What is the highest credit limit for CareCredit
A CareCredit card has a maximum credit limit of $25,000. For charges of $200 or more, CareCredit offers "no-interest" promotional periods of six, 12, 18 and 24 months, depending on the provider.
What bank is behind CareCredit
Synchrony
CareCredit, from Synchrony, is one of the largest and most popular health, wellness and beauty credit cards in the nation, serving millions of families each year.
How easy is it to get approved for CareCredit
The credit score you need for the CareCredit Credit Card is 640 or better. That means people with at least fair credit have a shot at getting approved for this card.
Does CareCredit hurt your credit score
Prequalification lets you know if you are likely to be approved for a CareCredit credit card. Plus, it's quick and there's no impact to your credit score to check. If you prequalify and then you apply, there will be a hard inquiry on your credit report.
Is CareCredit hard to qualify for
You typically need good or excellent credit to qualify and you may pay a transfer fee. However, again, if you have a balance left after the 0% APR promo ends, you'll owe interest only on that balance, not on the total original transferred amount. Flexible financing options from an existing credit card.
Does CareCredit accept everyone
CareCredit Requirements
CareCredit allows anyone to check if they qualify for a card. This option won't affect your credit score. In order to apply, you will need to provide Synchrony with the following information: Name.
Will CareCredit approve me with bad credit
However, credit unions require membership, and many don't offer an option to pre-qualify. CareCredit: CareCredit is a specialty credit card for financing health care expenses. CareCredit doesn't have a minimum credit score requirement and considers factors like income and credit history in addition to your score.
Is CareCredit a hard pull
RESPOND: If they accept the prequalification offer, the full application is submitted. This triggers a hard credit bureau inquiry and a credit decision is made. PAY: Approved cardholders can use their new CareCredit credit card account to pay for recommended treatments or procedures right away.
Is it hard to get CareCredit
You typically need good or excellent credit to qualify and you may pay a transfer fee. However, again, if you have a balance left after the 0% APR promo ends, you'll owe interest only on that balance, not on the total original transferred amount. Flexible financing options from an existing credit card.
How long do you have to pay off CareCredit
For qualifying purchases of $1,000 or more on the CareCredit credit card, fixed monthly payments over 24, 36 or 48 months are available. Reduced APR financing for qualifying purchases of $2,500 or more in the CareCredit provider network are eligible for fixed monthly payments of 60 months.
Can I get approved for CareCredit without credit
CareCredit allows anyone to check if they qualify for a card. This option won't affect your credit score. In order to apply, you will need to provide Synchrony with the following information: Name.
Is it hard to be approved for CareCredit
You typically need good or excellent credit to qualify and you may pay a transfer fee. However, again, if you have a balance left after the 0% APR promo ends, you'll owe interest only on that balance, not on the total original transferred amount. Flexible financing options from an existing credit card.
Is CareCredit bad for your credit
CareCredit allows anyone to check if they qualify for a card. This option won't affect your credit score. In order to apply, you will need to provide Synchrony with the following information: Name.
How hard is it to get approved for CareCredit
For the best approval odds with CareCredit, you'll need a credit score of 620 or higher. However, some users report approval with scores around 600. If you're score is lower than 600 you'll have a hard time getting approval.
Does CareCredit boost your credit score
Impact of a CareCredit Credit Card Credit Limit Increase on Your Credit Score. When you request a CareCredit Credit Card credit limit increase, Synchrony will conduct a soft pull of your credit report, which does not affect your credit score.