What bank is TJ Maxx?
What credit score do you need for a TJX card
620 or above
You need fair credit to get approved for the TJX credit card, which means a credit score of 620 or above.
What company owns TJ Maxx credit card
Synchrony Bank
The TJX Rewards® Platinum Mastercard®, issued by Synchrony Bank, can be a worthy sidekick for the deal-savvy shopper who hunts bargains at T.J. Maxx and its affiliated stores.
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What credit bureau does TJX use
TransUnion
The TJX Store Card mainly uses TransUnion for approval. That doesn't mean it won't use Experian or Equifax, or all of them when doing a hard pull on your credit report. But don't worry about the randomness of it. If you're using your credit responsibly, all of these reports should reflect that.
Does TJ Maxx credit card build credit
High interest rates on a TJ Maxx card
Like most store cards, the TJ Maxx credit card comes with a high interest rate. Using the card wisely can help establish credit history and prevent the likelihood of having to pay an astronomical final price.
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What is the starting limit on a TJ Maxx credit card
T.J. Maxx credit cards often have low credit limits, and many cardholders start with a credit limit of $200.
Is it hard to get approved for a TJX card
Yes, the TJX Store Card will do a hard pull. You will need a credit score of at least 640 to get it, which is on par with what most store cards require. There is no way to pre-qualify for the TJX Store Card.
Is TJ Maxx a Synchrony Bank
The TJX Rewards® Platinum Mastercard is issued by Synchrony Bank pursuant to a license by Mastercard International Incorporated.
Is it hard to get a credit card at TJ Maxx
Yes, the TJX Store Card will do a hard pull. You will need a credit score of at least 640 to get it, which is on par with what most store cards require. There is no way to pre-qualify for the TJX Store Card.
What is the credit limit on a TJ Maxx card
T.J. Maxx credit cards often have low credit limits, and many cardholders start with a credit limit of $200. There is the possibility of receiving a higher credit limit depending on your creditworthiness.
What is the Maxx credit score
What Is a Good FICO® Score The base FICO® Scores range from 300 to 850, and a good credit score is between 670 and 739 within that range. FICO creates different types of consumer credit scores.
What is the starting limit on a T.J. Maxx credit card
T.J. Maxx credit cards often have low credit limits, and many cardholders start with a credit limit of $200.
How much should I spend on my credit card if my limit is $2000
What is a good credit utilization ratio According to the Consumer Financial Protection Bureau, experts recommend keeping your credit utilization below 30% of your available credit. So if your only line of credit is a credit card with a $2,000 limit, that would mean keeping your balance below $600.
What bank does Kohls credit card use
Capital One, N.A.
Our Privacy Notice is issued by Capital One, N.A. as the issuer of Kohl's Card accounts.
Is Synchrony Bank owned by Chase
On May 18, 2023 – Jpmorgan Chase & Co filed a 13F-HR/A form disclosing ownership of 795,513 shares of Synchrony Financial (US:SYF) valued at $23,133,518 USD as of March 31, 2023.
What credit does Synchrony Bank use
Find out your score and how to improve it when you enroll in Synchrony's® free credit score program with VantageScore®. VantageScore® is a top credit scoring model used by many lenders when they consider whether or not to approve applications and decide what rates and terms to offer.
Can I use my TJ Maxx credit card at Target
Maxx Credit Card online or at other stores Your TJX Rewards Credit Card is a store card and can only be used at T.J. Maxx and partnered brands such as Marshalls and HomeGoods. If you qualify for the TJX Rewards Platinum Mastercard, you can use it to make purchases online and anywhere that accepts Mastercard.
Does TJ Maxx do a credit check
You will have to undergo a hard credit inquiry to apply for a T.J. Maxx credit card. Your Social Security number is used when the credit check is performed so that your credit file can be obtained.
What’s the lowest credit score you can have
300
What is the lowest credit score possible Most of the credit scores that lenders use in the United States, including most versions of the FICO Score, range from 300 to 850. Therefore, most financial professionals generally accept that 300 is the lowest credit score a consumer can have.
What’s the minimum payment on a $5000 credit card
The minimum payment on a $5,000 credit card balance is at least $50, plus any fees, interest, and past-due amounts, if applicable. If you were late making a payment for the previous billing period, the credit card company may also add a late fee on top of your standard minimum payment.
What is the highest credit limit you can get
The highest credit card limit you can get is over $100,000 according to anecdotes from credit card holders. But like most credit cards in general, even the highest-limit credit cards will only list minimum spending limits in their terms.