What is the benefit of Aspire account?
How does aspire account work
More than just an account
Pay one monthly fee: 2 Free eWallet sends, inContact, ATM withdrawals, unlimited electronic transactions, linked savings account with Bank Your Change™, Free Cash@till™ withdrawals at Checkers, Shoprite and Usave, R3 000 cash withdrawal and deposit per month at FNB ATMs.
What rewards does aspire have
Snapshot of Card FeaturesEarn 3% Cash Back Rewards* on Gas, Groceries and Utility Bill Payments.Earn 1% Cash Back Rewards* on all other eligible purchases.Up to $1,000 credit limit subject to credit approval.Prequalify** without affecting your credit score.No security deposit.
What are the benefits of FNB Aspire account
Get an FNB Fusion Aspire account, a day-to-day transactional bank account with a credit facility of up to 30 days interest free on card purchases. You will also get access to tools and benefits you need to help you manage your money better. Switch now and choose a sign-up gift to the value of R3 000*.
Does aspire give you a credit increase
Request a credit limit increase:
You may ask for a higher credit limit on your Aspire Credit Card if you have been consistently making payments and have a good history. You can do this by contacting the customer care of the credit card company or by logging into your online account and submitting a request.
What are the disadvantages of Aspire account
Account disadvantages
00 monthly account fee. Even if the account holder has a high balance in the account, the fees cannot be waived. Branch fees on the account are very high, and those who are unfamiliar with the FNB digital platforms will almost certainly pay more in fees.
Does aspire charge a monthly fee
Aspire Card Review
Although the Aspire Card does not require a security deposit, it does charge an annual fee of $49 – $175 the first year, plus monthly fees after that. Specifically, the annual fee drops to $0 – $49 after the first year, and a monthly fee of $5 – $12.50 gets added to the mix at that point.
Does aspire give cash back
The Aspire Credit Card rewards cardholders with 1% cash back on most purchases. The exceptions are gas, grocery and utility purchases/payments, which yield 3% back. To give you a sense of how good that is, the average cash rewards card gives 1.14% on purchases.
Can you withdraw money from aspire
You can withdraw funds to your bank account at any time. You can also send the available funds to another bank account by making a transfer.
What is the highest credit limit for aspire
Aspire Card's Additional InfoUp to $1,000 credit limit subject to credit approval.Prequalify** without affecting your credit score.No security deposit.Free access to your VantageScore 4.0 score from TransUnion®†
What is the minimum credit score for Aspire
The Aspire Federal Credit Union Platinum Mastercard® is designed for consumers with fair credit (typically, those with FICO scores from 630 to 689).
Is aspire account a credit card
Exceptional rewards and unbeatable value for money, an Aspire Credit Card Card opens a world of possibilities for you at R45 pm.
How does aspire payment work
Each time you propose terms to a creator on Aspire, we will run a balance check on your account. You will be permitted to propose terms to a creator if you have a large enough balance on your account to pay the creator for the terms you proposed or if you have a credit card on file that can cover the payment.
What is aspire credit limit
Prequalify* For Up To $1000 Credit Limit
Subject to credit approval. Even less than perfect credit accepted. No Program Fees or Initial Deposit Needed to Open Account. Prequalify* without affecting your credit score.
How much can an Aspire account hold
N2.5 million
The ,maximum amount an Aspire account can hold is N2. 5 million. Thank you. Please what are the requirements to upgrade to an individual savings account
What bank owns Aspire
The Bank of Missouri
Banking services and the Aspire™ Banking Debit and Aspire® Credit Cards are provided by The Bank of Missouri, Perryville, MO, Member FDIC. Atlanticus Holdings Corporation owns the Aspire® brand.
What is the minimum balance for aspire account
No minimum balance is required to keep your USD Account activated.
What is the highest limit on aspire credit card
Aspire Card's Additional InfoUp to $1,000 credit limit subject to credit approval.Prequalify** without affecting your credit score.No security deposit.Free access to your VantageScore 4.0 score from TransUnion®†
Can you withdraw money from aspire card
You can get an Aspire Card cash advance in any bank or at any ATM that displays the Mastercard logo. But cash advances come with high fees, so it's best if to avoid them. Instead, try to use your card for payments wherever you can, and leave cash advances for emergency situations.
Does aspire charge a fee
The Aspire Card annual fee is $49 – $175 for the first year and $0 – $49 after that. The Aspire Card also charges cardholders monthly fees, starting with the second year an account is open.
How does the Aspire credit card work
The account holder pays no additional fees for automatic debt protection. The Aspire credit card has a maximum debt protection limit of R5,000.00. When an Aspire credit card holder purchases return tickets with the credit card, they automatically receive R5 million in Global travel insurance.