What kind of credit do you need for the surge credit card?
What score do you need for a surge credit card
The Surge® Platinum Mastercard® is for consumers who don't have perfect credit. It requires a minimum credit score of 500. This is a poor FICO score, good enough for only a handful of unsecured credit cards. If your score is below 500, consider a secured card instead.
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How easy is it to get a surge card
The main Surge Credit Card approval requirements are that an applicant must be at least 18 years old with a valid Social Security number or Individual Taxpayer Identification number. Applicants must also have a physical U.S. address, enough income to make monthly minimum payments.
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What is the initial credit limit for the surge Mastercard
$300 to $1,000
The initial credit limit for the Surge Mastercard ranges from $300 to $1,000. After six months of on-time payments, you can double your credit limit.
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What kind of credit card is surge
The Surge® Platinum Mastercard® issued by Celtic Bank and serviced by Continental Finance, is an unsecured credit card targeted to those with limited or poor credit. The card charges an annual fee with a starting credit limit of at least $300 with a potential increase in as little as six months.
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Can I get a credit card with a score of 511
Credit Cards with a 511 Credit Score
The best type of credit card for a 511 credit score is a secured credit card. Secured cards give people with bad credit high approval odds and have low fees because cardholders are required to place a refundable security deposit.
How to get a credit card with a 480 credit score
You can get a credit card with bad credit by filling out an application for a secured credit card or an unsecured credit card for bad credit and placing a refundable deposit if you opt for a secured card. Secured cards are the easiest credit cards to get, offering good approval odds even to people with bad credit.
Does surge do a hard credit pull
For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company. Yes, the Surge Credit Card does a hard pull on your credit.
How long does it take to get a surge card after approval
After you apply for credit and are approved it is a very fast process to get your brand new credit card. If you're approved, your new Surge credit card and welcome materials containing important Surge card info will be mailed within (3) business days.
Does surge credit card require a deposit
You can get a credit limit between $300 and $1,000 with the Surge Platinum credit card, with no security deposit required. You'd typically have to pay at least a $200 minimum security deposit for a secured credit-building card with a credit limit that matches your deposit.
Does surge credit card help build credit
Your Surge credit card account can help you rebuild or improve your credit score when you make your payments on-time and you keep your balance under your credit limit.
Can you get approved with a 500 credit score
It is 200 points away from being a “good” credit score, which many people use as a benchmark, and 140 points from being “fair.” A 500 credit score won't knock any lenders' socks off, but it shouldn't completely prevent you from being approved for a credit card or loan, either.
Can I get a credit card with a 552 credit score
With an 552 credit score, you're unlikely to get approved for a traditional credit card. Credit cards are unsecured forms of debt, so banks tend to be a bit more cautious compared to loans backed by specific assets, like mortgages and auto loans.
Can I get a Walmart credit card with a 520 credit score
The Walmart Credit Card credit score requirement is 640 or higher, which means people with fair credit or better have a shot at getting approved for this card. The Walmart® Store Card also requires at least fair credit for approval.
Can I get a credit card with a 526 credit score
The best type of credit card for a 526 credit score is a secured credit card. Secured cards give people with bad credit high approval odds and have low fees because cardholders are required to place a refundable security deposit.
How much does a hard credit pull drop your score
about five points
While a hard inquiry does impact your credit scores, it typically only causes them to drop by about five points, according to credit-scoring company FICO®. And if you have a good credit history, the impact may be even less.
How do I know if I got approved for a surge credit card
You can check your Surge Credit Card application status by calling the issuer's customer service department at (866) 449-4514. However, in most cases, you can expect a decision almost immediately on the application page, with a letter to follow within a few days.
What bank owns Surge credit card
Founded in 2005, Continental Finance Company ("CFC") is one of America's leading marketers and servicers of credit cards for consumers with less-than-perfect credit.
What builds credit the fastest
Paying bills on time and paying down balances on your credit cards are the most powerful steps you can take to raise your credit. Issuers report your payment behavior to the credit bureaus every 30 days, so positive steps can help your credit quickly.
What is the minimum credit score you need to have good credit
Although ranges vary depending on the credit scoring model, generally credit scores from 580 to 669 are considered fair; 670 to 739 are considered good; 740 to 799 are considered very good; and 800 and up are considered excellent.
Can I get approved with a 550 credit score
Though it may be more challenging to find a lender that's willing to work with you, it is indeed possible to obtain a loan with a credit score of 550. Most lenders require a minimum credit score of between 600 and 650, but some lenders specialize in personal loans for those with lower scores.