Which is better Discover student cash back or Discover student Chrome?
What is the difference between Discover student cash back and Chrome
Cash-Back Match
For the Discover it® Student Cash Back, this means that your 5% bonus categories will earn an effective 10% cash back in your first year. For the Discover it® Student chrome, your gas station and restaurant purchases will earn a total of 4% cash back in your first year.
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What’s the difference between Discover it cash back and Discover it Chrome
The key difference between these cards is the amount of cash back that they offer. The Discover it® Cash Back offers a bonus on rotating categories, while the Discover it® chrome offers on an ongoing bonus on gas and restaurant purchases.
Which Discover credit card is the best for students
Discover it® Student Cash Back
The best Discover student credit card is the Discover it® Student Cash Back because it gives 5% cash back on up to $1,500 spent per quarter in bonus categories (which change every quarter and require activation), and 1% back on all other purchases. That puts it in the top tier of student credit cards.
What is Discover it student chrome interest rate
17.99% – 26.99%
The Discover it® Student chrome offers a 0% intro APR on purchases for 6 months, then a standard variable APR of 17.99% – 26.99% applies.
What credit score do you need for Discover it Chrome card
What credit score do I need to get the Discover it® chrome The Discover it® chrome requires at least average credit. This generally means a credit score of 630 or better. In addition to your credit score, issuers consider your debt, income and other pertinent information to determine whether you qualify for a card.
Does Discover Student card increase credit
Discover Student credit cards can help you build your credit history and earn cash back rewards on purchases.
What credit score is needed for Discover it Chrome
What credit score do I need for the Discover it® chrome You'll want a good to excellent credit score (a FICO score of 670 or higher, or a VantageScore of 661 or higher) for the best approval odds.
What credit score do you need to get Discover Chrome
630 or better
What credit score do I need to get the Discover it® chrome The Discover it® chrome requires at least average credit. This generally means a credit score of 630 or better. In addition to your credit score, issuers consider your debt, income and other pertinent information to determine whether you qualify for a card.
What is the limit on Discover student cash back card
The minimum starting credit limit for the Discover it® Student Cash Back card is $500, but some cardholders have reported limits of $2,000 to $3,000. Discover bases your credit limit on your income and credit history.
Is it hard to get a Discover student card
While the Discover it Student Cash Back and Discover it Student chrome cards are fairly easy for students to get, approval is not guaranteed. Discover will look at a number of other factors, such as recent credit inquiries, number of Discover accounts open, and credit history.
What is the average credit limit of a Discover it Chrome
Editorial and user-generated content is not provided, reviewed or endorsed by any company. The starting Discover it chrome credit limit is $500. But yours could be more, since credit limits are determined based on one's credit score, income and overall creditworthiness.
Is Discover chrome hard to get
What credit score do I need to get the Discover it® chrome The Discover it® chrome requires at least average credit. This generally means a credit score of 630 or better. In addition to your credit score, issuers consider your debt, income and other pertinent information to determine whether you qualify for a card.
Is Chrome a good credit card
The Discover it Chrome card is a smart choice if you're looking for a basic, no-cost credit card. It offers 2% cash back on up to $1,000 spent each quarter at restaurants and gas stations, and as a one-time offer, all earned rewards are matched by the company at the end of a cardholder's first year.
What is the minimum credit limit for Discover it student cash back
$500
The minimum starting credit limit for the Discover it® Student Cash Back card is $500, but some cardholders have reported limits of $2,000 to $3,000. Discover bases your credit limit on your income and credit history.
What is the highest credit limit on a Discover card
The highest credit card limit we've come across for the Discover it® Cash Back is $56,500. That's much higher than the minimum starting credit limit of $500. The card has a 0% intro APR on new purchases and balance transfers. Once the introductory period ends, the regular interest rates apply.
Does Discover it Chrome do a hard pull
Yes, the Discover it chrome does a hard pull on your credit when you apply for it. This might have a short-term negative effect on your credit score. You can, however, check if you qualify for a pre-approved offer on Discover's site, with only a soft pull on your credit.
Can you have Discover it Chrome and cash back
Yes. With Discover it® Chrome, you automatically earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter. Plus, you automatically earn unlimited 1% cash back on all other purchases. And we'll automatically match all the cash back you've earned at the end of your first year.
How do I increase my Discover student card limit
Discover will periodically review your account and may offer a credit limit increase if you've been consistently paying on time. You can request a credit limit increase online, or by calling customer service at 1 (800) 347-2683. You should wait until you've paid at least six straight monthly bills on time.
Does the Discover student card help build credit
Jumpstart your credit history
Whether you're brand new or already have some credit history, a student Discover card lets you earn great rewards while building credit with responsible use5. This includes making all of your payments on time to your Discover account or any other bills and loans.
Does everyone get approved for Discover student
To qualify for a Discover student credit card, you must be at least 18 years old, enrolled in a two- or four-year college, a U.S. citizen and have a Social Security number. You will also need to have verifiable independent income, like a part-time job, and you may have to show proof of income.