Why does Clearpay decline?
Why would Clearpay declined my order
Clearpay may block an account and decline an order for several reasons. There may not be enough money in the account linked to your Clearpay account. You could have met your spending limit or you have too many plans open. Clearpay sends you a message before they take payment from you.
What’s the highest limit on Clearpay
8. Is there a limit to how much I can spend on a single Clearpay transaction Yes, your order value including shipping must be between £0 and £1500 to use Clearpay. Your maximum order value may be lower depending on factors such as being a new customer or your payment history.
How many times can you use Clearpay in a day
First time shoppers with Clearpay may only have 1 order approved in the first 24hrs. If you are brand new to Clearpay and trying to use our service multiple times you will be declined. This helps us to keep our service FREE to use for all of our shoppers.
How many times can I use Clearpay
The payment platform allows you to purchase in four instalments, due every 2 weeks. For example, if you purchase an item for £400, you will pay it in four smaller instalments. There is no additional cost to use Clearpay as long as you pay on time.
Does Clearpay accept everyone
Clearpay lends you a fixed amount of credit so you can pay for your purchase over 4 instalments, due every 2 weeks. You must be 18+ and a permanent UK resident (excl Channel Islands). T&Cs and other eligibility criteria apply. Ensure you can make repayments on time.
Is Clearpay bad for credit score
Overall, Clearpay isn't likely to hurt your credit because it doesn't run a hard credit check or report your timely payments to credit reference agencies. However, it also won't help build your credit for that same reason.
What credit score do you need for Clearpay
Clearpay doesn't rely on credit scores but considers payment history and usage length for credit decisions. Missed payments can lead to late payment fees and potentially being reported to a debt collection agency.
Is Clearpay available in USA
Clearpay is only available to customers with a US billing address. Customers with international billing addresses will not be able to create an Clearpay account.
Is Clearpay only for UK residents
Clearpay is only available to permanent UK residents aged 18+ (excluding Channel Islands) with a UK billing address. Customers with international billing addresses will not be able to use Clearpay or create a Clearpay account.
Does anyone get accepted for Clearpay
Yes, Clearpay does not approve 100% of orders. Clearpay uses a number of factors to decide whether to accept customers. These factors include the value of the order, the length of time you've been using Clearpay, the funds available on your payment method and the number of open orders you have with Clearpay.
Does Clearpay accept bad credit
Clearpay orders do not require a credit check, meaning it can be used even if you have a negative credit rating. However, if you're struggling financially, it is not advised that you commit to a bi-weekly spending plan that you might not be able to afford.
Does Clearpay work internationally
Selling internationally just got easier.
Clearpay's Cross Border Trade opens the doors of your business to millions of global customers who can shop from you, then checkout in their local currency.
Can Clearpay be used in USA
Clearpay is only available to customers with a US billing address. Customers with international billing addresses will not be able to create an Clearpay account.
Does Clearpay accept anyone
Clearpay lends you a fixed amount of credit so you can pay for your purchase over 4 instalments, due every 2 weeks. You must be 18+ and a permanent UK resident (excl Channel Islands). T&Cs and other eligibility criteria apply. Ensure you can make repayments on time.
Does Clearpay work in USA
Clearpay is only available to customers with a US billing address. Customers with international billing addresses will not be able to create an Clearpay account.