Why wont Discover give me a card?
Is Discover card hard to get
For this card, you generally need a good to excellent credit score to qualify. According to FICO, a 'good' credit score is a score between 670 and 739.
How long does it take to get a Discover card
You can apply and get approved for a credit card within minutes. However, receiving your card in the mail can take 7-10 business days.
Does Discover have a reconsideration line
To contact the Discover reconsideration line, call 1 (800) 347-2683. The Discover reconsideration line is a way for denied credit card applicants to request a second review of their application and potentially get the denial overturned.
Does Discover card accept everyone
How widely accepted are Discover Cards Discover is accepted nationwide by 99% of the places that take credit cards. And around the globe, the Discover Global Network offers acceptance in 200 countries and territories.
What is the minimum income to get a Discover card
No, there is no minimum income required to get approved for Discover it Cash Back. When it comes to income, what you need to demonstrate is your ability to make at least the minimum monthly payments and to repay any balance you may incur. Moreover, a good credit score or better is required to get this card.
Which Discover card is easiest to get
If you have a low credit score or limited credit history, a secured card (like the Discover Secured Credit Card) may be a good option for you. The minimum credit score needed for a secured card is lower than the minimum score you need to qualify for an unsecured credit card.
How much money do you need to make to get a Discover card
No, there is no minimum income required to get approved for Discover it Cash Back.
Do you need a good credit score for Discover card
You'll likely qualify for any Discover card if you have good or excellent credit. To clarify, a good credit score is a FICO® Score of 670 or above.
Can I apply for a Discover card after being denied
For denials due to any other reason, it may be possible to get Discover to change its decision. Here's what to do: Call Discover customer service at 1-800-347-2683. Ask to speak to the reconsideration line about your recent Discover card application.
Can I reapply for a Discover card
After you've determined the reason(s) you were denied for a Discover card, if you think your application deserves a second look, try a reconsideration. Discover does not have a dedicated phone line for reconsiderations, but you can call customer service at 1 (800) 347-2683.
Do you need a good credit score for Discover Card
You'll likely qualify for any Discover card if you have good or excellent credit. To clarify, a good credit score is a FICO® Score of 670 or above.
Why can’t I get approved for a credit card
Common reasons include a high debt-to-income ratio, a low credit score, insufficient monthly income, a limited credit history or delinquencies. Once you know why your application was denied, you'll know what to work on.
Why is it so hard to get approved for Discover card
Recent credit inquiries
A high number of credit applications also makes you a riskier applicant. You could have trouble getting a Discover credit card if you've applied for multiple credit cards or loans recently, even if you weren't approved for some of them.
Will Discover approve me with no income
If you don't have a job, you may wonder whether you will be able to qualify for a credit card. The answer is yes, as long as you have the required income or assets.
Can you get a Discover card with a 650 credit score
A 700+ credit score is needed to get most Discover credit cards, but there's no minimum credit score needed for a few Discover cards. You can get the Discover it® Secured Credit Card with a bad credit score (below 640).
What credit score is needed for Discover it credit card
Editorial and user-generated content is not provided, reviewed or endorsed by any company. The Discover it® Cash Back credit score requirement is 700+. That means applicants need at least good credit to get the card.
Why can I not get approved for a credit card
Common reasons include a high debt-to-income ratio, a low credit score, insufficient monthly income, a limited credit history or delinquencies. Once you know why your application was denied, you'll know what to work on.
How bad is getting rejected for a credit card
Being denied for a credit card doesn't hurt your credit score. But the hard inquiry from submitting an application can cause your score to decrease. Submitting a credit card application and receiving notice that you're denied is a disappointment, especially if your credit score drops after applying.
How to get approved for credit card when no one approves you
You can build your credit when no one will approve you by applying for a secured credit card with no credit check and using it responsibly. Secured credit cards without a credit check do not take your credit history into consideration and they require a refundable security deposit, making the approval odds very high.
What’s a good credit score for Discover card
670 or above
You'll likely qualify for any Discover card if you have good or excellent credit. To clarify, a good credit score is a FICO® Score of 670 or above.